文档
测试

网申办卡-详情

POST
http://localhost:8080/app/creditCard/detail

请求参数

参数名
类型
描述
必填
user_id
string
示例:41840909af844632885424fbc20cae79
必填
loan_id
string
示例:f4c1132cffe8473bb9ad3e9dfaf821cd
必填
sign
string
示例:67115c9959dee868aabeeae325c226bf
必填

响应参数

参数名
类型
描述
必填
code
int
示例:1
必填
errors
object
数据字典
必填
msg
string
示例:操作成功
必填
result
object
数据字典
必填
channel_name
string
示例:光大初审
必填
promotion num
int
示例:206
必填
current_profit_level_id
string
示例:3d921d806d2747d1bcfe33992a00701c
必填
strategy_title
string
示例:光大银行信用卡提额攻略!7个方法助你提额成功!
必填
source
int
示例:1
必填
settlement_explain
string
示例:新户核卡,数据周返;具体根据银行方结算数据为准,价格可能会产生周期性浮动,敬请关注
必填
strategy_content
string
示例:<p style="margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: "Microsoft Yahei", arial, Helvetica, Tahoma, sans-serif; white-space: normal;">信用卡提升额度需要掌握一定的方法,光大信用卡如何提额更有效,以下小编总结了卡友们分享的经验,使用这7个方法助你提额成功。<br/><img src="https://p.51credit.com/bos/img/20190521/1558430613771009122.jpeg" title="" alt="timg (6)的副本 2.jpeg" style="border-wid...
必填
profit_explain
string
示例:新户核卡,数据周返;具体根据银行方结算数据为准,价格可能会产生周期性浮动,敬请关注
必填
level_list
array
数据列表
必填
amount
int
示例:0
必填
max_deal_amount
int
示例:500
必填
up_profit_level_id
string
示例:
必填
sort
int
示例:1
必填
profit_amount
int
示例:0
必填
loan_market_given_percent
int
示例:0
必填
up_profit_level_buy_num
int
示例:0
必填
profit_name
string
示例:V1
必填
up_profit_level_buy_type
int
示例:0
必填
fixed_active_back_amount
int
示例:0
必填
up_type
int
示例:0
必填
up_profit_level_num
int
示例:0
必填
id
string
示例:3d921d806d2747d1bcfe33992a00701c
必填
is_app_show
int
示例:1
必填
profit_img
string
示例:
必填
min_deal_amount
int
示例:0
必填
fixed_buy_gift_back_amount
int
示例:0
必填
tips
string
示例:消费满120立减
必填
img_path
string
示例:https://lion-cloud.oss-cn-hangzhou.aliyuncs.com/card/924946155891064834/product-loanPlatformProduct-6dca1294-3c02-47bf-947e-6edcd6139ac3.jpg
必填
operation_process_img_url
string
示例:upload//202004/1587813224483.png
必填
loan_id
string
示例:f4c1132cffe8473bb9ad3e9dfaf821cd
必填

说明 / 示例

{ "code": 1, "errors": { }, "msg": "操作成功", "result": { "channel_name": "光大初审", "promotion num": 206, "current_profit_level_id": "3d921d806d2747d1bcfe33992a00701c", "strategy_title": "光大银行信用卡提额攻略!7个方法助你提额成功!", "source": 1, "settlement_explain": "新户核卡,数据周返;具体根据银行方结算数据为准,价格可能会产生周期性浮动,敬请关注", "strategy_content": "<p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">信用卡提升额度需要掌握一定的方法,光大信用卡如何提额更有效,以下小编总结了卡友们分享的经验,使用这7个方法助你提额成功。<br/><img src=\"https://p.51credit.com/bos/img/20190521/1558430613771009122.jpeg\" title=\"\" alt=\"timg (6)的副本 2.jpeg\" style=\"border-width: 0px; border-style: initial; display: block; max-width: 100%; margin: 10px auto;\"/></p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">方法一:刷卡次数</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">信用卡使用过程中,不管购买什么物品,只要能刷光大银行信用卡,就刷卡消费。</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">方法二:消费金额</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">每个月都要有消费记录,光大信用卡消费金额在总额度的30%左右。</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">方法三:临时申请提升额度</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">日常外出或者旅游信用卡的好处就体现了,申请临时提高额度可以通过光大银行信用卡客服电话来完成,非常的容易。</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">方法四:持之以恒</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">在日常消费中,连续消费,光大银行信用卡中心会按消费金额,可能给予一定的提高额度的奖励。</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">方法五:临时转固定</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">光大银行根据您在申请表上所填的个人信息以及提供的相关证明材料综合为你核定信用额度,如果您在一段时间内需要较高的信用额度,可申请临时调高额度,临时信用额度的有效期一般为45天,有效期满后将自动回复为调整前的信用额度,继续持之以恒的用,就可以转固定,但是有的客户不经常使用,所以固定额度没有上去,那只能怪你自己不爱护自己的信用了。</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">光大要想申请固定额度,必须要保证客户用卡不是太差,这样就不用担心降额度,咱们可以在线给他申请一张卡,下来的额度会比之前的额度高,光大怎么反复做呢。</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">方法六:分时段申请提额</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">不同时期申请的卡,可以分不同时期去申请。例如:你第一张卡用卡3个月,你去申请临时额度,申请完了,那你第二张卡让人工调平,过一段时间后,这时,你在打人工调第二张卡,再调平,直至封顶,建设,中国,都可以用这种方法。</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">方法七:实战操作记录</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">光大银行开卡半年以上,每月的消费额度占总额度百分之三十,无欠款记录即可按下列步骤去申请得到永久固定额度。</p><p style=\"margin-top: 25px; margin-bottom: 0px; text-indent: 2em; color: rgb(51, 51, 51); line-height: 26px; font-family: \"Microsoft Yahei\", arial, Helvetica, Tahoma, sans-serif; white-space: normal;\">使用光大信用卡不要有分期,总之分期对部分银行提额很有用,但对光大来讲刚好相反。切记,只要满足以上3点,再去申请光大的临时额度,100%都能获批。</p>", "profit_explain": "新户核卡,数据周返;具体根据银行方结算数据为准,价格可能会产生周期性浮动,敬请关注", "level_list": [ { "amount": 0, "max_deal_amount": 500, "up_profit_level_id": "", "sort": 1, "profit_amount": 0, "loan_market_given_percent": 0, "up_profit_level_buy_num": 0, "profit_name": "V1", "up_profit_level_buy_type": 0, "fixed_active_back_amount": 0, "up_type": 0, "up_profit_level_num": 0, "id": "3d921d806d2747d1bcfe33992a00701c", "is_app_show": 1, "profit_img": "", "min_deal_amount": 0, "fixed_buy_gift_back_amount": 0 }, { "amount": 0, "max_deal_amount": 2000, "up_profit_level_id": "", "sort": 2, "profit_amount": 0, "loan_market_given_percent": 0, "up_profit_level_buy_num": 0, "profit_name": "V2", "up_profit_level_buy_type": 0, "fixed_active_back_amount": 0, "up_type": 0, "up_profit_level_num": 0, "id": "0dae192ec26f4a588313529e65a58c64", "is_app_show": 1, "profit_img": "", "min_deal_amount": 500, "fixed_buy_gift_back_amount": 0 } ], "tips": "消费满120立减", "img_path": "https://lion-cloud.oss-cn-hangzhou.aliyuncs.com/card/924946155891064834/product-loanPlatformProduct-6dca1294-3c02-47bf-947e-6edcd6139ac3.jpg", "operation_process_img_url": "upload//202004/1587813224483.png", "loan_id": "f4c1132cffe8473bb9ad3e9dfaf821cd" } }